I left the keys to my car in the front door of my house and my car was stolen. Will insurance cover this?

I parked my car in my driveway and accidentally left the keys in the front door my HOUSE. Several hours later I discovered my car gone. I realized I left the keys in the front door because they were missing. Ive heard that insurance will not cover if you leave keys in the CAR or if you leave your car door unlocked but does this count?To top things off,this is the second car I%26#039;ve had stolen. I reported it stolen right away and filed a claim. I am waiting to hear back from my insurance.
I left the keys to my car in the front door of my house and my car was stolen. Will insurance cover this?
I hope you omitted the %26quot;left my keys in my door%26quot;. And I really hope you%26#039;ve changed your locks.





But no. You%26#039;re at fault. Insurance doesn%26#039;t generally cover stuff like that.
I left the keys to my car in the front door of my house and my car was stolen. Will insurance cover this?
If you have full coverage they have to pay. Thats why you pay your insurance every month, for times like this.
Reply:maybe you should ;eave that part out? unless you already copped when you filed the police report. maybe you lost your keys and didn%26#039;t realize you might have dropped them until it was too late?
Reply:Move out of the ghetto
Reply:Well the insurance company will probably look at the police report and go from there. However, i would be worrying more about what other keys you had on there. If you had a house key, change your locks. You don%26#039;t want anything else stolen, especially not from inside your house.
Reply:That would have to be some really bad karma to have 2 vehicles stolen. Repo%26#039;d I%26#039;d believe, but being a victim of a stolen vehicle twice is really hard to believe anymore.
Reply:You are probably going to run into some issues here. There will be red flags all over this claim so the insurance is going to run you through the proverbial mill.





1. The odds of the same person having two cars stolen is 1 in a billion.





2. The odds of somebody seeing or finding your keys in the house door are probably even higher. 1 in a trillion.





If the claim is found to be legit your claim will be paid. There is no rule/law/policy provision that says a theft claim will not be covered if you leave the car unlocked or if you leave the keys in the car. I have paid a ton of claims over the years where the owner left the keys in the ignition. Don%26#039;t take it personally, but there is an old claim adjuster saying %26quot;you can%26#039;t deny a claim because of stupidity.%26quot;





You can expect a very thorough investigation from the insurance companies Special Investigation Unit (SIU) and it won%26#039;t be fun. However, if what you are telling us is the truth you will eventually get paid, but it won%26#039;t be easy.





Good Luck, you%26#039;re gonna need it.
Reply:Try to have as much information as you could perhaps is one of the options,however it is labor consuming,here is the place i have ever had good experience with.http://car-insurance.easyideas4u.info/ca...