Saturday, March 28, 2009

If you hit a pole and insurance has to help pay to fix your car, doesnt the dmv get informed?

sure they do even more the cops would report it also
If you hit a pole and insurance has to help pay to fix your car, doesnt the dmv get informed?
The DMV probably asks for a CLUE (Comprehensive Loss Underwriting Exchange) report periodically, which the insurance companies report data to, even if you do not receive a citation/ticket for the accident. Here%26#039;s some more information about this type of report:





%26quot;The C.L.U.E. 庐Personal Property report provides a seven year history of losses associated with an individual and his/her personal property. The following data will be identified for each loss: date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name.





The C.L.U.E. 庐Auto report provides a seven year history of automobile insurance losses associated with an individual. The following data will be identified for each loss: date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name. %26quot;





You can find more information, and obtain your CLUE report, here: http://www.choicetrust.com/servlet/com.k...
If you hit a pole and insurance has to help pay to fix your car, doesnt the dmv get informed?
In CA, DMV only gets notified if the damages are over $750.
Reply:Having insurance pay for the repair is one option. But that isn%26#039;t necessarily cheaper, because you%26#039;ll only have to then fork out:





- The deductible for the repair, typically $250-$500





- The increased insurance premium for 3 years from having made a claim AND gotten a point on your DMV record.





Now is that really cheaper than paying the repair yourself? It may be, but it%26#039;s worth checking into it.
Reply:If there is a police report, the DMV is informed. It depends on your state if the insurance company has to report it to the DMV. If you damaged the pole, there is probably a police report. Your insurance company will have to pay for the pole. Last I heard poles are in excess of $5,000.
Reply:Base upon my recommendation may not totally answer the question,it is helpful indeed though.here you go.http://car-insurance.online-tips.info/ca...

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